The Billionaire’s Game 2026 Edition

The Billionaire’s Game is an interactive thought experiment and spending simulator where you make strategic choices about how to allocate $1 billion across various categories like real estate, investments, philanthropy, and lifestyle. It helps you understand your money psychology and learn how wealthy individuals think about resource allocation.

Research shows billionaires typically allocate their wealth across diversified investments (40-60%), real estate (10-20%), philanthropy (5-15%), and lifestyle expenses (less than 5% of net worth). They focus on assets that appreciate rather than depreciate, and prioritize wealth-building over consumption.

Yes! The game helps develop strategic thinking about money allocation, opportunity costs, and the difference between assets and liabilities. It’s a powerful visualization tool for understanding wealth management principles. By practicing decisions at scale, you train your brain to think about money more strategically.

Financial experts suggest allocating 50-60% to income-generating investments, 15-20% to real estate, 10-15% to philanthropy for tax benefits and legacy, and keeping lifestyle expenses under 10% for sustainable wealth. However, the “best” strategy depends on your personal values and goals.

Spending $1 million per day, it would take approximately 2.74 years (1,000 days) to spend $1 billion. However, billionaires typically focus on growing their wealth through investments rather than spending it down. Invested at 7% annual returns, $1 billion generates about $70 million per year—or $191,780 per day!

No, absolutely not. The Billionaire’s Game calculator runs entirely in your browser and does not save, store, or transmit any of your choices. When you close or refresh the page, all data is cleared. Your privacy is completely protected.